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Americas Funding Group

Find Your Perfect Loan

Explore our comprehensive range of mortgage programs designed to meet every borrower's unique needs and financial situation.

Popular Loan Programs

Most Popular
Conventional Loans
Traditional financing with competitive rates and flexible terms for qualified borrowers.

Key Features:

  • Down payments as low as 3%
  • Fixed or adjustable rates
  • No mortgage insurance with 20% down
  • Loan amounts up to $766,550

Best For:

Borrowers with good credit and stable income

First-Time Buyers
FHA Loans
Government-backed loans with flexible qualification requirements and low down payments.

Key Features:

  • Down payments as low as 3.5%
  • Credit scores as low as 580
  • Gift funds allowed for down payment
  • Assumable loans

Best For:

First-time buyers and those with limited savings

Military Benefits
VA Loans
Exclusive benefits for military service members, veterans, and eligible spouses.

Key Features:

  • No down payment required
  • No private mortgage insurance
  • Competitive interest rates
  • No prepayment penalties

Best For:

Active military, veterans, and eligible spouses

Specialized Programs

USDA Rural Development
Zero down payment loans for eligible rural and suburban areas
  • No down payment required
  • Below-market interest rates
  • No cash reserves required
  • Income and location restrictions apply
Jumbo Loans
Financing for high-value properties exceeding conforming loan limits
  • Loan amounts above $766,550
  • Competitive rates for large loans
  • Various down payment options
  • Flexible qualification criteria
Construction Loans
Financing solutions for building your dream home from the ground up
  • Construction-to-permanent loans
  • Interest-only payments during construction
  • Single closing process
  • Customizable draw schedules
Investment Property
Loans for rental properties and real estate investments
  • Up to 4-unit properties
  • Rental income consideration
  • Portfolio lending options
  • Competitive investor rates

Quick Comparison

Loan TypeMin. Down PaymentMin. Credit ScoreLoan LimitsBest For
Conventional3%620Up to $766,550Strong credit & income
FHA3.5%580Varies by areaFirst-time buyers
VA0%No minimumVaries by areaMilitary/Veterans
USDA0%640Varies by areaRural properties
Jumbo10-20%700+Above $766,550High-value homes

Find Your Perfect Loan Match

Not sure which loan program is right for you? Our loan experts will help you compare options and find the best fit.